Provident Standard (Download policy documents)
Our Standard policy is a value-for-money product, offering competitive rates and high quality service at an affordable price. It provides cover for a wide range of vehicles and drivers of different ages and levels of experience.
Lady Driva (Download policy documents)
Lady Driva has been tailored for women and offers a competitive rate with discounts to reflect the lower risk profile of the female driver aged between 21 and 75 years. With this product, we also grant an additional year's bonus if the policyholder has been claim and conviction free for over 5 years.
Second Car (Download policy documents)
Second Car has been developed with female drivers in mind, specifically those whose spouse or common law partner has an alternative vehicle for their own use. Several discounts are available to attract female drivers who may have earned little, if any, bonus for themselves, but have been a named driver on their partner's policy. For example, if the policyholder's actual NCD is between 0 and 2 years, a discount equialent of 3 years NCD is granted. The policy is available for social, domestic and pleasure use, including travel to and from work.
Headstart (Download policy documents)
A product for young people, Headstart provides cover for drivers aged between 17 and 25 years. If a Pass Plus certificate has been earned in the last 2 years, and the policyholder is claim and conviction free for that period, we will give the policyholder an introductory discount of 15%.
Commercial Vehicle
This product provides a competitive rate for commercial vehicles of up to 4 litres, with a maximum vehicle weight of 3.5 tonnes. Drivers who rely on smaller commercial vehicles for their livelihood can have peace of mind at an affordable price with the tailor-made Commercial Vehicle policy.
Thirty Plus (Download policy documents)
We recognise that more experienced drivers are lower risk, so we have tailored the Thirty Plus product to meet the needs of people between 30 and 75 years. Additional benefits are the increased levels of cover for personal belongings, and replacement locks cover.
Readycover - Short Term Motor Cover
Readycover is a short term motor cover solution providing pay-per-day Comprehensive cover. It has been designed for drivers who need cover for a period of 1 to 28 days, and eliminates the need for mid-term adjustments. It is ideal for driver who want to hire or lend a car to a friend, colleague, relative or customer; or who want immediate drive away of an 'insured' vehicle following purchase.
In order to make this process as quick and as simple as possible for brokers and intermediaries, we have a carefully developed website, http://www.readycover.com/, that can be used to purchase Readycover. Following account set-up, policies can be purchased online when required.
Motorhome
As motorhome drivers are on holiday to relax and are in no hurry, we know that they tend to be lower risk. Our Motorhome product reflects this low risk profile, and provides competitive premiums for the more experienced motorhome driver. The policy is available for social, domestic and pleasure use and the insured's spouse or partner may also feature on the policy. All drivers must have held a licence for at least 3 years.